Medicare Coverage Options

What is Medicare?

Medicare is a federal health insurance program for people aged 65 or older and certain younger people with disabilities. It offers several parts that work together to provide comprehensive coverage.

Medicare Parts at a Glance

Part A – Hospital Insurance Part B – Medical Insurance Part C – Medicare Advantage Part D – Prescription Drug Coverage

• Original Medicare (Parts A & B): Hospital and medical coverage managed by the federal government.
• Medicare Advantage (Part C): Plans offered by private insurers that include Part A, Part B, and often Part D.
• Medigap (Supplemental): Helps pay some of the out-of-pocket costs not covered by Original Medicare.

Talk to a Medicare Specialist

Medicare Enrollment Windows

• Initial Enrollment Period (around your 65th birthday)
• Annual Enrollment Period (Oct 15 – Dec 7)
• Special Enrollment Periods for qualifying events

Missing key enrollment dates may mean waiting to enroll and/or paying penalties later.